This Update provides an overview of financing service businesses recognised under the P2SK Law, including multifinance companies, venture capital companies, infrastructure finance companies, IT based peer to peer funding services, pawnshops, and other financing schemes regulated by OJK. It outlines their key activities, regulatory framework, and capital requirements within Indonesia’s financial sector.

The Supreme Court Regulation No. 4/2025: Procedural Framework for OJK’s Consumer-Protection Lawsuits

Indonesia’s Financial Services Authority (OJK) issued a draft regulation that formally allows OJK to represent and defend consumers in the financial sector through lawsuit

The Financial Services Authority issued OJK Regulation No. 39 of 2024 concerning Pawnshops, introducing updated rules to better regulate and support the industry’s evolving landscape.

OJK Regulation No. 31 of 2024 streamlines financial sector oversight by adopting a principle-based approach, consolidating previous rules, and reinforcing regulatory integrity in alignment with recent legislative reforms.

OJK issued OJK Regulation No. 29 of 2024 concerning Alternative Credit Scoring

OJK Reg 40/2024 was introduced to address the rapid growth of digital lending and emphasizes key priorities such as financial inclusion and consumer protection. 

Regulatory authority over crypto assets has transitioned from Bappebti to OJK, through Law 4/2023

OJK Regulation No. 17 of 2024 sets the framework for organizing and conducting bullion business activities in Indonesia