CHANDRA KUSUMA

Chandra is a distinguished figure in banking and finance, financial technology, investment, mergers and acquisitions, and TMT (Technology, Media & Telecom), both advisory and transactional. He is also renowned for his expertise in multifinance, venture capital, insurance, securities, and private equity.

At ARMA Law, he propels our digital economy and fintech practices with deep knowledge in the domains of Peer-to-Peer Lending, Buy-Now-Pay-Later (BNPL), Earned Wage Access (EWA), Payment Gateway, Remittance, E-Wallet and E-Money, Equity Crowdfunding, Insurtech, E-Commerce, Crypto Trading, Blockchain and Digital Assets, Open Finance, Aggregator, Credit Scoring, and more.

With a unique fusion of fintech expertise and legal acumen, Chandra oversees fintech projects at the firm and guides international investors in exploring Indonesia's fintech sector. He also offers counsel in corporate actions, debt and equity fundraising, licensing, regulatory compliance, dispute resolution, corporate governance, stakeholder engagement, and government relations.

Prior to joining the firm, Chandra held strategic senior leadership roles in prominent digital lending companies across Southeast Asia. He also offered legal services to fintech investors from the ASEAN region, China, and Europe, cementing his extensive experience in the industry.

Beyond numbers and tech, Chandra infuses education and mentorship into his passion, fostering knowledge sharing through adjunct lectures at esteemed educational institutions.